Our Quick and Easy Five Step Process

QuickDirect has 5 Easy Steps to Getting Your Home Loan

Step 1: Get Pre-approved (Less than 2 minutes)

Complete our short online application anytime from wherever you are in less than 2 minutes and we'll provide you instant pre-approval, if you are a First Home Buyer, investor or wish to refinance your existing home loan. See the information you need to get pre-approved.

Step 2: Your Formal Application (10-15 minutes)

After you've received your online pre-approval, one of our Online Mortgage Consultants will contact you within 24 business hours during the timeframe you request and introduce themselves as they will be your dedicated contact throughout your application. They will then collect some more information so that they can assist in the completion of your application and discuss any options with you.

At the end of the call they will seek your agreement to immediately email to you your formal application for review along with a personalised checklist of the documents required for us to seek formal approval for your loan.

Step 3: Verification (Timing is up to you)

After reviewing your personalised checklist, simply return to us with your signed application and relevant supporting documents. The sooner you get these to us, the faster we can provide you with a home loan, so for your convenience at QuickDirect we do not require original documents to seek your Formal Approval – you can email or fax certified copies to us. Our credit team will then verify all the details and order the Valuation of the security property.

Step 4: Formal Approval (1-3 business days)

Once we've verified your documents, completed the valuation and all is found to be satisfactory we will issue your formal approval and arrange for your home Loan Agreement to be prepared and mailed to you or your legal representative. If you are still looking for a property to purchase we will issue you with a letter confirming your approval subject to finding a suitable property.

Our letter will be welcomed by any vendor or real estate agent as they can see you already have finance approved and can move quickly! If you aren’t ready to purchase immediately your approval is valid for 3 months so you have the peace of mind that you won’t have to rush when you do find your ideal property.

Step 5: Settlement (As soon as is possible!)

Once you've returned your signed loan agreement to us, we can arrange for settlement to take place. In as few as five days, you could have your QuickDirect home loan.

Settlement usually occurs on the date agreed in your ‘Contract of Sale’ or at an agreed date with the vendor. If you're refinancing to QuickDirect from another lender we are reliant on them agreeing to any proposed settlement date. Your first payment will be due at the agreed date within your settlement.