Easy Five Step Home Loan Process

QuickDirect has 5 Easy Steps to Getting Your Home Loan

Step 1: Get Pre-approved (2-3 minutes)

Complete our short online application form or call us on 1300 79 69 80 and we'll provide you instant pre-approval. See the information you need to get pre-approved.

Step 2: Receive Your Letter of Offer (15-20 minutes)

After you've received your pre-approval, one of our customer care consultants will call you to collect some more information in order to prepare your official letter of offer. This should take approximately 15 – 20 minutes to complete. They'll also tell you which documents you need to send us to verify the information you've provided.

Step 3: Verification (Timing is up to you!)

After reviewing our simple checklist document, email, fax or mail us your supporting documents. The sooner you get these to us, the faster we can provide you with a home loan. We'll verify all the details and, if required, order a valuation.

Step 4: Formal Approval (Day 1-3)

Once we've verified your documents and completed a valuation (if necessary) we'll send out your formal loan agreement. The sooner you get the signed documents back to us, the faster we can provide you with a home loan.

Step 5: Settlement (Day 5)

Once you've returned your signed loan agreement back to us, settlement can take place. In as few as five days, you will have your QuickDirect home loan or refinancing.

Settlement usually occurs on the date agreed in your Contract of Sale. If you're refinancing with QuickDirect, it's when your current lender advises us that settlement is complete. Your first repayment will be due at the agreed date within your settlement.