Our Home Loan and Mortgage Products
We are determined to provide Australians with simple home loan products that don’t require weeks of research to understand and compare. The simplifying of our products also means you don’t need a broker or adviser to wade through all of the alternatives and compare to get the best product and rate to suit your needs.
You will find in the products below that we only include the features you want such as the ability to make early repayments, free redraw and easy access to your account information. We won’t ever complicate the process.
Click here to compare our products with other mortgage providers.
Our Products
|
QuickDirect Variable Home Loan |
QuickDirect No Deposit Home Loan |
QuickDirect Fixed
Home Loan |
QuickDirect Construction Home Loan |
QuickDirect All-in-One Home Loan |
| Interest Rate |
8.64%pa |
8.64%pa |
9.14%pa: 1 yr
9.14%pa: 2 yrs
9.14%pa: 3 yrs
9.14%pa: 4 yrs
9.14%pa: 5 yrs
|
8.74%pa |
9.29%pa |
| Comparison Rate* |
8.64%pa |
8.64%pa |
8.70%pa: 1 yr
8.74%pa: 2 yrs
8.79%pa: 3 yrs
8.83%pa: 4 yrs
8.87%pa: 5 yrs
|
8.74%pa |
na |
| No application, valuation or settlement fees |
|
|
|
$295 final valuation fee |
|
| No ongoing monthly fees |
|
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|
| % deposit required |
5% |
0% |
5% |
10% |
5% |
| Can I make additional repayments? |
|
|
Maximum of $10,000 pa |
After construction period |
|
| Is free redraw available? |
|
|
After Fixed Rate Period expires |
After construction period |
|
| Loan term |
10 to 30
years |
10 to 30
years |
10 to 30
years |
10 to 30
years |
No term |
| Is interest only available? |
Up to 5 years |
|
Up to 5 years |
During construction period |
|
| Can I choose how often I make repayments (i.e. fortnightly / monthly)? |
|
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| Internet / Phone banking / BPay |
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|
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| Can I split my loan |
|
|
|
|
|
| Cheque book / ATM / EFTPOS / Credit Card |
if combined with All-in-One |
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Click here for QuickDirect's detailed comparison rate schedule.