Our Home Loan and Mortgage Products
We are determined to provide Australians with simple home loan products that don’t require weeks of research to understand and compare. The simplifying of our products also means you don’t need a broker or adviser to wade through all of the alternatives and compare to get the best product and rate to suit your needs.
You will find in the products below that we only include the features you want such as the ability to make early repayments, free redraw and easy access to your account information. We won’t ever complicate the process.
Click here to compare our Standard Variable Rate product with other mortgage providers.
| Loan Details |
QuickDirect Standard Variable Home Loan |
QuickDirect Standard Fixed Home Loan |
QuickDirect Construction Home Loan |
QuickDirect Options Plus Home Loan |
Equity Saver Premium Home Loan |
Equity Saver Premium Interest Only Home Loan |
| Interest Rate |
6.15% |
6.75%pa: 1 yr
7.30%pa: 2 yrs
7.65%pa: 3 yrs
7.90%pa: 4 yrs
8.00%pa: 5 yrs
|
6.15% |
6.46% |
6.14% |
6.14% |
| Comparison Rate* |
6.15% |
5.99%pa: 1 yr
6.19%pa: 2 yrs
6.41%pa: 3 yrs
6.65%pa: 4 yrs
6.85%pa: 5 yrs
|
6.15% |
6.46% |
6.14% |
6.14% |
| No application, valuation or settlement fee |
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$295 final valuation fee |
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| No ongoing monthly fees |
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| % deposit / equity required |
10% for purchases
15% (Equity) for refinances |
10% for purchases
15% (Equity) for refinances |
10% |
10% (no genuine savings may be required) |
20% (max LVR 80%) |
20% (max LVR 80%) |
| Can I make additional repayments? |
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| Is free redraw available? |
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After fixed rate period expires |
After construction period |
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| Does it have an offset account? |
No |
No |
No |
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| Loan term |
10 to 30
years |
10 to 30
years |
10 to 30
years |
10 to 30
years |
10 to 30
years |
10 to 30
years |
| Can I fix this loan? |
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No |
No |
No |
| Is interest only available? |
Up to 5 years |
Up to 5 years |
During construction period |
Up to 10 years |
Yes via a Variation |
Up to 10 years |
| Can I choose how often I make repayments (i.e. fortnightly / monthly)? |
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| Can I Direct Salary Credit? |
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Yes into
offset
account |
Yes into
offset
account |
Yes into
offset
account |
| Internet / Phone banking / BPay |
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| Can I split my loan |
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